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My name is David Dortch Johnson. I have lived in Scott Arkansas from the age of four. I attended Catholic High School and the University of Mississippi, where I earned my Degree in Political Science with a minor in History. I have a beautiful wife named Bethany. My son’s name is Carter. We also have ...

The Major Keys to Understanding When It’s Time to Refinance Your Mortgage

The Major Keys to Understanding When ItThe Major Keys to Understanding When It

As a homeowner, you may have heard the term refinancing without being aware of exactly what it means, but there are a lot of pros and cons associated with what it can do for your financial situation. While getting a different new loan for your mortgage can be a good financial decision in certain situations, here are some things you should consider before you decide that this is the right choice for you.

What’s Ahead For Mortgage Rates This Week – October 17, 2016

Job openings were lower in August after hitting an all-time high in July according to the federal government. Job openings fell to 5.44 million in August as compared to July’s reading of 5.83 million job openings, Job openings reached 5.31 million in August of 2015. Job quits were unchanged in August with a reading of 3.0 million quits; the quits rate was 2.20 percent. There were 5.4 million hires in August as compared to 5.8 million hires in July. The hiring rate held steady at 3.60 percent.

Planning to Get a Mortgage in 2017? 4 Reasons Why It’s Time to Start Paying Down Other Debts Now

Getting a Mortgage in 2017? 4 Reasons Why ItGetting a Mortgage in 2017? 4 Reasons Why It

Buying a home is an ideal investment for many people because not only is it a place that belongs to them, it can also be very beneficial financially. While you may be strongly considering buying a home for these reasons, it’s also important to be in good financial health so that your ideal home purchase is within reach. If you’re currently perusing the market for prospects, here are some reasons you should pay down debt before taking the leap into home ownership.

How to Plan for a Smooth Move-in

How to Plan for a Smooth Move-inHow to Plan for a Smooth Move-in

With all of the rigmarole that goes into packing up your old home and moving into the new one, there are a lot of details that can get lost in the mix. From cleaning up the old house to handing over the keys, there’s no shortage of small tasks that need to be completed. If you’ll soon be prepping for the exciting move into your next home, here are some ways to prepare yourself for this busy time.